Terms of Service

Last updated: April 15, 2026

Please read these Terms of Service (“Terms”) carefully before using the 4:5 application (the “App”) operated by B&L Collective LLC (“we,” “us,” or “our”).

1. Acceptance of Terms

By downloading, installing, or using the App, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the App.

2. Description of Service

4:5 is a media formatting tool that allows you to composite videos and photos onto a canvas of a selected aspect ratio with a selected background color, and export the result to your device’s Photo Library. The App operates entirely on your device with no network connectivity required.

3. License

We grant you a limited, non-exclusive, non-transferable, revocable license to use the App for personal, non-commercial purposes on any Apple device that you own or control, subject to these Terms and the Apple Media Services Terms and Conditions.

4. Intellectual Property

The App, including its design, code, interface, animations, and branding, is owned by B&L Collective LLC and protected by copyright and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of the App, nor may you reverse-engineer or attempt to extract the source code.

5. User Content

You retain full ownership of all media (videos, photos) that you import into and export from the App. We do not claim any rights to your content. The App processes your media locally on your device and does not transmit, store, or access your content on any external server.

6. Acceptable Use

You agree not to:

  • Use the App for any unlawful purpose or in violation of any applicable laws.
  • Attempt to reverse-engineer, decompile, or disassemble the App.
  • Remove or alter any proprietary notices or labels on the App.
  • Use the App to process content that you do not have the right to use.

7. Disclaimer of Warranties

The App is provided “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the App will be uninterrupted, error-free, or free of harmful components. We do not warrant that the results obtained from use of the App will be accurate or reliable. Video and image processing results may vary depending on source media characteristics, device capabilities, and available storage.

8. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall B&L Collective LLC, its officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of data, loss of profits, or loss of goodwill, arising out of or in connection with your use of the App, whether based on warranty, contract, tort (including negligence), statute, or any other legal theory, even if we have been advised of the possibility of such damages.

Our total aggregate liability for all claims arising out of or relating to these Terms or the App shall not exceed the amount you paid for the App.

9. Indemnification

You agree to indemnify and hold harmless B&L Collective LLC and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising out of or in connection with your use of the App or your violation of these Terms.

10. Export Compliance

The App does not use encryption beyond standard iOS system frameworks and does not transmit data. No export license or compliance is required for use of the App.

11. Termination

We may terminate or suspend your access to the App at any time, without prior notice, for any reason. Upon termination, your license to use the App will immediately cease. Provisions of these Terms that by their nature should survive termination shall survive, including ownership, warranty disclaimers, indemnification, and limitations of liability.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Los Angeles County, California.

13. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

14. Entire Agreement

These Terms constitute the entire agreement between you and B&L Collective LLC regarding the App and supersede all prior agreements and understandings, whether written or oral.

15. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting the updated Terms within the App or on our website. Your continued use of the App after changes are posted constitutes acceptance of the modified Terms.

16. Contact

If you have questions about these Terms, contact us at:

B&L Collective LLC
Email: bnlcollectivellc@gmail.com